On Motion to Suspend the Rules and Pass — H R 1804 — 7(a) Loan Agent Oversight Act
7(a) Loan Agent Oversight Act
In plain language
- House bill in the 119th Congress.
- Requires the Small Business Administration (SBA) to submit an annual report containing specified information related to 7(a) loan.
- House passed it on Jun 3, 2025 (substantive).
Official summary (Congressional Research Service)
7(a) Loan Agent Oversight Act This bill requires the Small Business Administration (SBA) to submit an annual report containing specified information related to 7(a) loan agents. These agents provide fee-based referral and loan application services related to the SBA's 7(a) Program. Under the 7(a) Program, the SBA provides loans and loan guarantees to small business borrowers who cannot obtain credit elsewhere on reasonable terms and conditions. The required report must include (1) the number and type of agents assisting applicants for 7(a) loans, (2) the number of fraudulent loans made for which an applicant used the services of a 7(a) agent, (3) the purchase rate of loans for which an applicant used the services of a 7(a) agent, and (4) the number and aggregate dollar value of referral fees paid to 7(a) agents.
Roll-call breakdown
Democrat: 197 · Independent: 1 · Republican: 207
Democrat: 1 · Republican: 2
—
Democrat: 14 · Republican: 10
How each member voted (432)
Yea (405)
- Aaron Bean (Republican–FL)
- Abraham J. Hamadeh (Republican–AZ)
- Adam Gray (Democrat–CA)
- Adam Smith (Democrat–WA)
- Addison P. McDowell (Republican–NC)
- Adrian Smith (Republican–NE)
- Adriano Espaillat (Democrat–NY)
- Al Green (Democrat–TX)
- Alexandria Ocasio-Cortez (Democrat–NY)
- Alma S. Adams (Democrat–NC)
- Ami Bera (Democrat–CA)
- André Carson (Democrat–IN)
- Andrea Salinas (Democrat–OR)
- Andrew Ogles (Republican–TN)
- Andrew R. Garbarino (Republican–NY)
- Andrew S. Clyde (Republican–GA)
- Andy Barr (Republican–KY)
- Andy Harris (Republican–MD)
- Angie Craig (Democrat–MN)
- Ann Wagner (Republican–MO)
- Anna Paulina Luna (Republican–FL)
- April McClain Delaney (Democrat–MD)
- Ashley Hinson (Republican–IA)
- August Pfluger (Republican–TX)
- Austin Scott (Republican–GA)
- Barry Loudermilk (Republican–GA)
- Becca Balint (Democrat–VT)
- Ben Cline (Republican–VA)
- Bennie G. Thompson (Democrat–MS)
- Beth Van Duyne (Republican–TX)
- Betty McCollum (Democrat–MN)
- Bill Foster (Democrat–IL)
- Blake D. Moore (Republican–UT)
- Bonnie Watson Coleman (Democrat–NJ)
- Brad Finstad (Republican–MN)
- Brad Knott (Republican–NC)
- Brad Sherman (Democrat–CA)
- Bradley Scott Schneider (Democrat–IL)
- Brandon Gill (Republican–TX)
- Brendan F. Boyle (Democrat–PA)
- Brett Guthrie (Republican–KY)
- Brian Babin (Republican–TX)
- Brian J. Mast (Republican–FL)
- Brian Jack (Republican–GA)
- Brian K. Fitzpatrick (Republican–PA)
- Brittany Pettersen (Democrat–CO)
- Bruce Westerman (Republican–AR)
- Bryan Steil (Republican–WI)
- Burgess Owens (Republican–UT)
- Byron Donalds (Republican–FL)
- Carlos A. Gimenez (Republican–FL)
- Carol D. Miller (Republican–WV)
- Celeste Maloy (Republican–UT)
- Charles J. "Chuck" Fleischmann (Republican–TN)
- Chellie Pingree (Democrat–ME)
- Chris Pappas (Democrat–NH)
- Chrissy Houlahan (Democrat–PA)
- Christopher R. Deluzio (Democrat–PA)
- Chuck Edwards (Republican–NC)
- Claudia Tenney (Republican–NY)
- Clay Higgins (Republican–LA)
- Cleo Fields (Democrat–LA)
- Cliff Bentz (Republican–OR)
- Cory Mills (Republican–FL)
- Craig A. Goldman (Republican–TX)
- Dale W. Strong (Republican–AL)
- Dan Crenshaw (Republican–TX)
- Dan Newhouse (Republican–WA)
- Daniel Meuser (Republican–PA)
- Daniel S. Goldman (Democrat–NY)
- Daniel Webster (Republican–FL)
- Danny K. Davis (Democrat–IL)
- Darin LaHood (Republican–IL)
- Darrell Issa (Republican–CA)
- Darren Soto (Democrat–FL)
- Dave Min (Democrat–CA)
- David G. Valadao (Republican–CA)
- David J. Taylor (Republican–OH)
- David Kustoff (Republican–TN)
- David P. Joyce (Republican–OH)
- David Rouzer (Republican–NC)
- David Schweikert (Republican–AZ)
- David Scott (Democrat–GA)
- Debbie Dingell (Democrat–MI)
- Debbie Wasserman Schultz (Democrat–FL)
- Deborah K. Ross (Democrat–NC)
- Derek Schmidt (Republican–KS)
- Derek Tran (Democrat–CA)
- Derrick Van Orden (Republican–WI)
- Diana DeGette (Democrat–CO)
- Diana Harshbarger (Republican–TN)
- Dina Titus (Democrat–NV)
- Don Bacon (Republican–NE)
- Donald G. Davis (Democrat–NC)
- Donald S. Beyer, Jr. (Democrat–VA)
- Doris O. Matsui (Democrat–CA)
- Doug LaMalfa (Republican–CA)
- Dusty Johnson (Republican–SD)
- Dwight Evans (Democrat–PA)
- Earl L. "Buddy" Carter (Republican–GA)
- Ed Case (Democrat–HI)
- Elijah Crane (Republican–AZ)
- Elise M. Stefanik (Republican–NY)
- Emanuel Cleaver (Democrat–MO)
- Emilia Strong Sykes (Democrat–OH)
- Emily Randall (Democrat–WA)
- Eric A. "Rick" Crawford (Republican–AR)
- Eric Sorensen (Democrat–IL)
- Eric Swalwell (Democrat–CA)
- Erin Houchin (Republican–IN)
- Eugene Simon Vindman (Democrat–VA)
- Frank D. Lucas (Republican–OK)
- Frank J. Mrvan (Democrat–IN)
- Frank Pallone, Jr. (Democrat–NJ)
- Gabe Amo (Democrat–RI)
- Gabe Evans (Republican–CO)
- Gabe Vasquez (Democrat–NM)
- Gary J. Palmer (Republican–AL)
- George Latimer (Democrat–NY)
- George Whitesides (Democrat–CA)
- Gilbert Ray Cisneros, Jr. (Democrat–CA)
- Glenn Grothman (Republican–WI)
- Glenn Ivey (Democrat–MD)
- Glenn Thompson (Republican–PA)
- Greg Casar (Democrat–TX)
- Greg Landsman (Democrat–OH)
- Greg Stanton (Democrat–AZ)
- Gregory F. Murphy (Republican–NC)
- Gregory W. Meeks (Democrat–NY)
- Gus M. Bilirakis (Republican–FL)
- Guy Reschenthaler (Republican–PA)
- Gwen Moore (Democrat–WI)
- H. Morgan Griffith (Republican–VA)
- Hakeem S. Jeffries (Democrat–NY)
- Haley M. Stevens (Democrat–MI)
- Harold Rogers (Republican–KY)
- Harriet M. Hageman (Republican–WY)
- Henry C. "Hank" Johnson, Jr. (Democrat–GA)
- Henry Cuellar (Democrat–TX)
- Herbert C. Conaway, Jr. (Democrat–NJ)
- Ilhan Omar (Democrat–MN)
- J. French Hill (Republican–AR)
- J. Luis Correa (Democrat–CA)
- Jack Bergman (Republican–MI)
- Jahana Hayes (Democrat–CT)
- Jake Auchincloss (Democrat–MA)
- Jake Ellzey (Republican–TX)
- James A. Himes (Democrat–CT)
- James Comer (Republican–KY)
- James E. Clyburn (Democrat–SC)
- James P. McGovern (Democrat–MA)
- James R. Baird (Republican–IN)
- Jamie Raskin (Democrat–MD)
- Janelle S. Bynum (Democrat–OR)
- Janice D. Schakowsky (Democrat–IL)
- Jared F. Golden (Democrat–ME)
- Jared Huffman (Democrat–CA)
- Jared Moskowitz (Democrat–FL)
- Jasmine Crockett (Democrat–TX)
- Jason Crow (Democrat–CO)
- Jason Smith (Republican–MO)
- Jay Obernolte (Republican–CA)
- Jeff Crank (Republican–CO)
- Jeff Hurd (Republican–CO)
- Jefferson Shreve (Republican–IN)
- Jefferson Van Drew (Republican–NJ)
- Jennifer L. McClellan (Democrat–VA)
- Jerrold Nadler (Democrat–NY)
- Jesús G. "Chuy" García (Democrat–IL)
- Jill N. Tokuda (Democrat–HI)
- Jim Costa (Democrat–CA)
- Jim Jordan (Republican–OH)
- Jimmy Gomez (Democrat–CA)
- Jimmy Panetta (Democrat–CA)
- Jimmy Patronis (Republican–FL)
- Joaquin Castro (Democrat–TX)
- Jodey C. Arrington (Republican–TX)
- Joe Courtney (Democrat–CT)
- Joe Neguse (Democrat–CO)
- Joe Wilson (Republican–SC)
- John B. Larson (Democrat–CT)
- John Garamendi (Democrat–CA)
- John H. Rutherford (Republican–FL)
- John J. McGuire III (Republican–VA)
- John James (Republican–MI)
- John Joyce (Republican–PA)
- John R. Carter (Republican–TX)
- John R. Moolenaar (Republican–MI)
- John W. Mannion (Democrat–NY)
- John W. Rose (Republican–TN)
- Johnny Olszewski, Jr. (Democrat–MD)
- Jonathan L. Jackson (Democrat–IL)
- Joseph D. Morelle (Democrat–NY)
- Josh Brecheen (Republican–OK)
- Josh Harder (Democrat–CA)
- Josh Riley (Democrat–NY)
- Joyce Beatty (Democrat–OH)
- Juan Ciscomani (Republican–AZ)
- Juan Vargas (Democrat–CA)
- Judy Chu (Democrat–CA)
- Julia Brownley (Democrat–CA)
- Julia Letlow (Republican–LA)
- Julie Fedorchak (Republican–ND)
- Julie Johnson (Democrat–TX)
- Kat Cammack (Republican–FL)
- Katherine M. Clark (Democrat–MA)
- Kathy Castor (Democrat–FL)
- Keith Self (Republican–TX)
- Kelly Morrison (Democrat–MN)
- Ken Calvert (Republican–CA)
- Kevin Hern (Republican–OK)
- Kevin Kiley (Independent–CA)
- Kevin Mullin (Democrat–CA)
- Kim Schrier (Democrat–WA)
- Kristen McDonald Rivet (Democrat–MI)
- Kweisi Mfume (Democrat–MD)
- LaMonica McIver (Democrat–NJ)
- Lance Gooden (Republican–TX)
- Laura Friedman (Democrat–CA)
- Lauren Boebert (Republican–CO)
- Lauren Underwood (Democrat–IL)
- Linda T. Sánchez (Democrat–CA)
- Lisa C. McClain (Republican–MI)
- Lizzie Fletcher (Democrat–TX)
- Lloyd Doggett (Democrat–TX)
- Lloyd Smucker (Republican–PA)
- Lois Frankel (Democrat–FL)
- Lucy McBath (Democrat–GA)
- Luz M. Rivas (Democrat–CA)
- Madeleine Dean (Democrat–PA)
- Maggie Goodlander (Democrat–NH)
- Marc A. Veasey (Democrat–TX)
- Marcy Kaptur (Democrat–OH)
- Maria Elvira Salazar (Republican–FL)
- Marie Gluesenkamp Perez (Democrat–WA)
- Marilyn Strickland (Democrat–WA)
- Mario Diaz-Balart (Republican–FL)
- Marjorie Taylor Greene (Republican–GA)
- Mark Alford (Republican–MO)
- Mark B. Messmer (Republican–IN)
- Mark DeSaulnier (Democrat–CA)
- Mark E. Amodei (Republican–NV)
- Mark E. Green (Republican–TN)
- Mark Harris (Republican–NC)
- Mark Pocan (Democrat–WI)
- Mark Takano (Democrat–CA)
- Marlin A. Stutzman (Republican–IN)
- Mary E. Miller (Republican–IL)
- Mary Gay Scanlon (Democrat–PA)
- Max L. Miller (Republican–OH)
- Maxine Dexter (Democrat–OR)
- Maxine Waters (Democrat–CA)
- Maxwell Frost (Democrat–FL)
- Melanie A. Stansbury (Democrat–NM)
- Michael A. Rulli (Republican–OH)
- Michael Baumgartner (Republican–WA)
- Michael Cloud (Republican–TX)
- Michael Guest (Republican–MS)
- Michael K. Simpson (Republican–ID)
- Michael Lawler (Republican–NY)
- Michael R. Turner (Republican–OH)
- Michael T. McCaul (Republican–TX)
- Michelle Fischbach (Republican–MN)
- Mike Bost (Republican–IL)
- Mike Carey (Republican–OH)
- Mike Collins (Republican–GA)
- Mike Ezell (Republican–MS)
- Mike Flood (Republican–NE)
- Mike Haridopolos (Republican–FL)
- Mike Johnson (Republican–LA)
- Mike Kelly (Republican–PA)
- Mike Kennedy (Republican–UT)
- Mike Levin (Democrat–CA)
- Mike Quigley (Democrat–IL)
- Mike Rogers (Republican–AL)
- Mike Thompson (Democrat–CA)
- Monica De La Cruz (Republican–TX)
- Morgan Luttrell (Republican–TX)
- Morgan McGarvey (Democrat–KY)
- Nancy Pelosi (Democrat–CA)
- Nanette Diaz Barragán (Democrat–CA)
- Nathaniel Moran (Republican–TX)
- Neal P. Dunn (Republican–FL)
- Nellie Pou (Democrat–NJ)
- Nicholas A. Langworthy (Republican–NY)
- Nicholas J. Begich III (Republican–AK)
- Nick LaLota (Republican–NY)
- Nicole Malliotakis (Republican–NY)
- Nikema Williams (Democrat–GA)
- Nikki Budzinski (Democrat–IL)
- Norma J. Torres (Democrat–CA)
- Nydia M. Velázquez (Democrat–NY)
- Pat Fallon (Republican–TX)
- Pat Harrigan (Republican–NC)
- Patrick Ryan (Democrat–NY)
- Paul A. Gosar (Republican–AZ)
- Paul Tonko (Democrat–NY)
- Pete Aguilar (Democrat–CA)
- Pete Sessions (Republican–TX)
- Pete Stauber (Republican–MN)
- Pramila Jayapal (Democrat–WA)
- Raja Krishnamoorthi (Democrat–IL)
- Ralph Norman (Republican–SC)
- Randy Feenstra (Republican–IA)
- Randy Fine (Republican–FL)
- Randy K. Weber, Sr. (Republican–TX)
- Rashida Tlaib (Democrat–MI)
- Raul Ruiz (Democrat–CA)
- Richard E. Neal (Democrat–MA)
- Richard Hudson (Republican–NC)
- Richard McCormick (Republican–GA)
- Rick W. Allen (Republican–GA)
- Riley M. Moore (Republican–WV)
- Ritchie Torres (Democrat–NY)
- Ro Khanna (Democrat–CA)
- Robert B. Aderholt (Republican–AL)
- Robert C. "Bobby" Scott (Democrat–VA)
- Robert E. Latta (Republican–OH)
- Robert F. Onder, Jr. (Republican–MO)
- Robert Garcia (Democrat–CA)
- Robert J. Wittman (Republican–VA)
- Robert Menendez (Democrat–NJ)
- Robert P. Bresnahan, Jr. (Republican–PA)
- Robin L. Kelly (Democrat–IL)
- Roger Williams (Republican–TX)
- Ron Estes (Republican–KS)
- Ronny Jackson (Republican–TX)
- Rosa L. DeLauro (Democrat–CT)
- Rudy Yakym III (Republican–IN)
- Russ Fulcher (Republican–ID)
- Russell Fry (Republican–SC)
- Ryan K. Zinke (Republican–MT)
- Ryan Mackenzie (Republican–PA)
- Salud O. Carbajal (Democrat–CA)
- Sam Graves (Republican–MO)
- Sam T. Liccardo (Democrat–CA)
- Sanford D. Bishop, Jr. (Democrat–GA)
- Sara Jacobs (Democrat–CA)
- Sarah Elfreth (Democrat–MD)
- Sarah McBride (Democrat–DE)
- Scott DesJarlais (Republican–TN)
- Scott Fitzgerald (Republican–WI)
- Scott Franklin (Republican–FL)
- Scott Perry (Republican–PA)
- Sean Casten (Democrat–IL)
- Seth Magaziner (Democrat–RI)
- Seth Moulton (Democrat–MA)
- Sharice Davids (Democrat–KS)
- Sheila Cherfilus-McCormick (Democrat–FL)
- Sheri Biggs (Republican–SC)
- Shomari Figures (Democrat–AL)
- Shontel M. Brown (Democrat–OH)
- Shri Thanedar (Democrat–MI)
- Steny H. Hoyer (Democrat–MD)
- Stephanie I. Bice (Republican–OK)
- Stephen F. Lynch (Democrat–MA)
- Steve Cohen (Democrat–TN)
- Steve Womack (Republican–AR)
- Suhas Subramanyam (Democrat–VA)
- Summer L. Lee (Democrat–PA)
- Susie Lee (Democrat–NV)
- Suzan K. DelBene (Democrat–WA)
- Suzanne Bonamici (Democrat–OR)
- Sydney Kamlager-Dove (Democrat–CA)
- Sylvia R. Garcia (Democrat–TX)
- Ted Lieu (Democrat–CA)
- Teresa Leger Fernandez (Democrat–NM)
- Terri A. Sewell (Democrat–AL)
- Thomas H. Kean, Jr. (Republican–NJ)
- Thomas Massie (Republican–KY)
- Thomas P. Tiffany (Republican–WI)
- Thomas R. Suozzi (Democrat–NY)
- Tim Burchett (Republican–TN)
- Tim Moore (Republican–NC)
- Tim Walberg (Republican–MI)
- Timothy M. Kennedy (Democrat–NY)
- Tom Barrett (Republican–MI)
- Tom Cole (Republican–OK)
- Tom Emmer (Republican–MN)
- Tom McClintock (Republican–CA)
- Tony Gonzales (Republican–TX)
- Tony Wied (Republican–WI)
- Tracey Mann (Republican–KS)
- Trent Kelly (Republican–MS)
- Troy A. Carter (Democrat–LA)
- Troy Balderson (Republican–OH)
- Troy Downing (Republican–MT)
- Troy E. Nehls (Republican–TX)
- Val T. Hoyle (Democrat–OR)
- Valerie P. Foushee (Democrat–NC)
- Vern Buchanan (Republican–FL)
- Veronica Escobar (Democrat–TX)
- Vicente Gonzalez (Democrat–TX)
- Victoria Spartz (Republican–IN)
- Vince Fong (Republican–CA)
- Virginia Foxx (Republican–NC)
- W. Gregory Steube (Republican–FL)
- Warren Davidson (Republican–OH)
- Wesley Bell (Democrat–MO)
- William R. Keating (Democrat–MA)
- William R. Timmons IV (Republican–SC)
- Yassamin Ansari (Democrat–AZ)
- Young Kim (Republican–CA)
- Yvette D. Clarke (Democrat–NY)
- Zachary Nunn (Republican–IA)
Nay (3)
- Chip Roy (Republican–TX)
- Eric Burlison (Republican–MO)
- Zoe Lofgren (Democrat–CA)
Not Voting (24)
- Andy Biggs (Republican–AZ)
- Ayanna Pressley (Democrat–MA)
- Barry Moore (Republican–AL)
- Bill Huizenga (Republican–MI)
- Christopher H. Smith (Republican–NJ)
- Delia C. Ramirez (Democrat–IL)
- Donald Norcross (Democrat–NJ)
- Frederica S. Wilson (Democrat–FL)
- Grace Meng (Democrat–NY)
- Hillary J. Scholten (Democrat–MI)
- Jennifer A. Kiggans (Republican–VA)
- Josh Gottheimer (Democrat–NJ)
- Lateefah Simon (Democrat–CA)
- Laura Gillen (Democrat–NY)
- Laurel M. Lee (Republican–FL)
- Lori Trahan (Democrat–MA)
- Mariannette Miller-Meeks (Republican–IA)
- Mikie Sherrill (Democrat–NJ)
- Nancy Mace (Republican–SC)
- Rick Larsen (Democrat–WA)
- Scott H. Peters (Democrat–CA)
- Steve Scalise (Republican–LA)
- Steven Horsford (Democrat–NV)
- Wesley Hunt (Republican–TX)
Party labels reflect each member’s most recent affiliation on record.