Open Eye

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119th Congress · House

Anti-CBDC Surveillance State Act

Subjects: Bank accounts, deposits, capital · Computers and information technology · Currency · Digital media · Financial services and investments · Finance and Financial Sector

In plain language

  • House bill in the 119th Congress.
  • Prohibits a Federal Reserve bank from offering products or services directly to an individual.
  • House passed it on Jul 17, 2025 (substantive).
Official summary (Congressional Research Service)

Anti-CBDC Surveillance State Act This bill prohibits a Federal Reserve bank from offering products or services directly to an individual, maintaining an account on behalf of an individual, or issuing a central bank digital currency (i.e., a digital dollar). Further, the Board of Governors of the Federal Reserve System is prohibited from using a central bank digital currency to implement monetary policy or from testing, studying, creating, or implementing a central bank digital currency, with exceptions as provided by the bill.

View this measure on congress.gov

Roll-call votes on this measure